If you are trading notes or investing in Lending Club and you want to know your true return from your investments you can use the calculator below.

Some notes about the calculator:

• It assumes the borrower pays each payment on time. It does not account for defaults, repaying the loan early, or making extra payments.
• This is an approximation; due to rounding in the underlying math, the profit shown here is usually about $0.01 to $0.05 higher than what will really be seen.
• Enjoy!