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For When I Retire [Music Video]

If you were to sit down and think about the perfect music video, and just started making a list of things you’d like it to include, you might come up with something like this:

  • Porcelain animal violence
  • Absolutely horrible white guy dancing
  • Chipmunk-like vocals
  • Passionate love for a Roth IRA
  • More terrible white guy dancing
  • A parody of “Just the Way You Are” by Bruno Mars; the number one song in the nation
  • A piggy bank wearing a ghost costume
  • Kevin McKee!!!!!

If your list looks anything like mine, then you’re in luck because this video has ALL OF THAT AND MORE!

If you watched this video and don’t know what a Roth IRA is, well it’s actually not an aggressive piggy bank in a Halloween costume. This video will show you it’s a lot more like Jean-Luc Picard from Star Trek.

If you really liked the song and want to download the mp3, you can get it here. It’s free, and if you have you baby listen to it while he’s asleep there’s a chance it will make him smarter. (FYI there’s an equal chance it will make him dumber as well.)

Now do me a huge favor and spread the word. This is my attempt at reaching out to the people who truly don’t have any idea about personal finance or Roth IRAs. The people who need this stuff most are the ones who would never purposely go to a personal finance blog. Now YOU can help them find it by accident! Post the Youtube link to your Facebook wall. Tweet a link to my website. Send an email to that cousin of yours who loves Bruno Mars or the original “Just the Way You Are”.

You guys have been great in helping me promote my site and certain posts, and I know you’ll come through for me on this one too! I told you a few days ago that I love you more than I love my Roth IRA. Watch the video, then think about how much I love that little piggy. I love you more than that!

Yay for being a Thousandaire!

Also, check out my other music video Haven’t Made A Budget

Lyrics:

Your “I”, Your “I”
Stands for “Individual” oh baby
Your “R”, Your “R”
Is “Retirement” girl you’re so lovely
You’re so beautiful
And I haven’t even mentioned “A” (it stands for “Account”)

Yeah I know, I know
You have one more name and that’s what gets me
R-O, T-H
You’re a Roth and I think that’s so sexy
When people tell me I should save another way
I say

When I get paid
I put some cash in you Roth IRA
‘Cause I love saving
For when I retire
Just a few bucks now
And I’ll have millions when I take it out
‘Cause I love saving
For when I retire

Your lips, your lips
I would kiss you if you were a woman
If I need to
You let me take out my contributions
Without penalty
‘Cause taxes were already paid

I’d never cheat with a traditional IRA
She’s pretty but she can’t compare to all your tax breaks

‘Cause with you I’m never taxes on my capital gains
You’re so insane

When I get paid
I put some cash in you Roth IRA
‘Cause I love saving
For when I retire
Just a few bucks now
And I’ll have millions when I take it out
‘Cause I love saving
For when I retire

When I retire
When I retire
Yeah I love saving
For when I retire

When I get paid
I put some cash in you Roth IRA
‘Cause I love saving
For when I retire
Just a few bucks now
And I’ll have millions when I take it out
‘Cause I love saving
For when I retire

18 thoughts on “For When I Retire [Music Video]”

  1. Ha! I was skeptical, but after watching, that thing rocks! This HAS to go viral w the money crowd. Way to go!

    1. That’ll teach you to question my musical comedy abilities! 🙂 I’m glad you liked it. Feel free to send as many people over as you’d like.

    1. Ha! If I tried to sing this song without the chipmunk help I guarantee it would have blown your speakers.

      1. What is the original song’s name and singer again?

        Also, you do realize you have an EXCELLENT opportunity in the end during the bedroom scene to change the word paid to….. laid right??

        1. Haha, I actually hadn’t thought of that. I think you should be my editor.

          The original song was “Just the Way You Are” by Bruno Mars.

  2. Viral is NOT the word! This is brilliant. You are going places man! Can I say I knew you before you made it big? Ok, just seconds before …but still….

    Good luck & keep ’em coming!

    1. Thanks Chris! The more views it gets, the better chance young people are learning something about saving!

  3. Oh man, when I started the video, I thought cheezy, cheezy, cheezy!

    But you nailed it!!! Nice job!

    I also like that you mention that you can withdrawal your contributions at any time both penalty and tax-free (since as you said, you already paid those taxes! A lot of folks don’t believe me when I tell this this, and at work, I actually had to send links from brokerage sites before my work peers said “Oh yeah, cool… you are right!”

    Now, I’ll have to check out your other songs too!

    1. Awesome. I was shooting for a nice blend of cheezy and informative. Looks like I really did nail it.

      Taking out contributions is definitely my favorite part. It’s a retirement account that doesn’t have to be used as a retirement account!

  4. Suba @ Wealth Informatics

    Haha this is awesome!!!! Checking out all your other videos now 😀

    I was thinking the same thing as Chris! Can I say I knew you before you made it big? 🙂

  5. I’m not going to lie, I was nervous at the outset, but you pulled it off!

    “You’re a Roth and I think that’s so sexy!” — Nice

  6. This is so cheesy dude, I lol’d….but hey at least you’re trying to make PF fun right? Its still cheesy! LOL.

    😉

  7. Invest It Wisely

    Just discovered this, but it was hilarious! You definitely have a unique and entertaining twist on PF.

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