Is asset location worth it at $85K? The math says about $96 a year. See which fund belongs in your 401(k), Roth IRA, and brokerage account, and when to skip it.
The midterms are on November 3, and for the next few weeks your feeds will be full of charts, predictions and confident people telling you what the results will do
Should You Change Your Investments Before the Midterms? Here’s the Math on Sitting Out Read More »
Bonds just had their worst quarter in three decades. Here’s the duration math that shows how long it takes to earn the loss back, and why a 30-year investor should keep their bonds and rebalance.
Should I Still Own Bonds? The Math After Their Worst Quarter Since 1994 Read More »
The best rate on the comparison table isn’t the rate you keep. Run savings, CDs, and T-bills through federal and state tax, and the lowest headline rate can put the most money in your pocket. Here’s the breakeven formula and the move to make.
High-Yield Savings vs. CDs vs. T-bills: What You Actually Keep After Tax Read More »
About 38 cents of every S&P 500 index fund dollar sits in ten companies. The real concentration risk is what you stacked on top of it. Here is the overlap math, and a tax-smart fix.
Index fund concentration risk: how big an AI bet you’re actually making Read More »
Karate can be a meaningful activity for children because it supports physical fitness, discipline, focus, and confidence. Unlike some activities that only build one skill set, karate encourages children to
Here’s Why Karate Is a Worthwhile Activity to Invest In for Your Child Read More »
